Frugal Lifestyle

My birthday is several months away, but my boyfriend’s is tomorrow. That means we will spend the day out, blow some money, and have a good time. With a birthday extravaganza and other life events, I always advocate for a budget. You need to budget for the fun you wish to have and do so […]

Homeownership is a beautiful thing. This is especially true when you get your first home. A lot of planning, effort, and money goes into making such a big decision. There are lots of things to think about when making such a purchase. Most people are mainly thinking, “how am I gonna pay for this?” You […]

We have a lot of financial obligations. Not only do we have obligations to ensure we have a roof over our heads and food in our tummies, but there’s so much more. One major financial responsibility includes healthcare. While many people get insurance through their jobs, not everyone does. For those who don’t, there are […]

We talk all the time about how we can save money on here. We seldom discuss how to spend it to make our lives easier. That’s about to change. Going into the new year, self-care is going to be a major factor in my life. I already have a gym membership that has been well […]

Christmas is just four days away. I know some of you are still shopping for the perfect gifts. There are many types of gifts to consider at many diffrent price points. But some of you may be wondering whether or not you should splurge on expensive gifts. If that’s a question in your mind, keep […]

Christmas is a little over a week away. I’m excited, just like everyone else I know. And while we’re celebrating with Christmas cheer, a new year is also about to be among us. With every new year, we should be establishing new goals and a new outlook for the upcoming year. If you’re having a […]

Thanksgiving is only three weeks away, and I know you guys are not ready. I have just settled on my menu, but I have absolutely nothing in my fridge. Shopping for the holidays can get expensive, so I know you all are looking for Thanksgiving meal deals. And lucky for you lots of stores are […]

Medical debt can be extremely stressful to deal with, especially because it comes at a time when you need to be recovering. The good news is that there are a few ways you can go about lowering your medical bills and reducing your medical debt. 1. Get on a Budget One of the best ways […]

Rent is getting ridiculous right now, with prices soaring just as fast as interest rates and housing prices. Rent has always risen when it was time to renew, but I only remember mine going up by about $50 a year. Now landlords are going way up, renewing homes and apartments more than $300 above the […]