Personal Finances

When it comes to debt, most of us want out. Sometimes it can be hard to handle, and we fall behind. When we fall behind on our debts, they can fall into collections. Collections come with numerous phone calls from collection agencies asking us for money we may not have. Aside from being annoying, it […]

I know you all have seen the hype surrounding the market this week. The hype is coming from Wallstreetbets and other platforms. They are putting the squeeze on short investors. Some of these platforms are trying to bankrupt hedge funds. While many people are jumping in, should you follow the stock market hype?

It’s easy to learn about saving money. You can find books, blogs, podcasts, courses, TED talks, and well-intentioned people offering advice at every turn. And yet, despite all of this access to information, it can still be so hard to save money. Why? Modern Life Makes It Hard to Save Money Modern life, especially modern […]

The new year always ushers in a new set of goals or, revised set of goals and promises to keep. This past year has been very tough financially for most Americans, so naturally setting some financial goals would be a great start to getting back on course with personal finance by saving up, improving credit […]

It is a new year with a crazy whirlwind start. Let us not forget we have the power to change. This year one of my goals is to continue to work on my financial stability. My side hustle and savings are set, but more could be done. I have goals to reach that would allow […]

This week I have been thinking about my 2020. What an interesting topsy turvy year for us all. Out of the goals I set out for myself, three have come to pass, and two have not reached the end date. Going forward, I have been thinking about my goals for the new year. It’s time […]

A lot has been written about applying the Marie Kondo decluttering and organizing method to finances. I’ve used the method myself in the past to get my financial paperwork in order. But as we head into the new year, what I’m thinking about most is how to apply it to choosing new work. Why I’m […]

I’m going to be really honest with you because I think it’s important to do so: I struggle with depression. It’s chronic, recurring, and although it’s well-treated, I’ll probably deal with it off and on for the rest of my life. I share this because it’s an important part of my money story. And because […]