Personal Finances

While many children only want to relax during the summer, others want to earn a little cash during the months they aren’t in school. Finding summer jobs for kids aged 11 to 15 isn’t easy, particularly since many traditional companies won’t hire children that young and labor laws can be complex, varying from one state […]

When the summer sun begins bearing down on your home, your energy costs are almost guaranteed to rise. Keeping a home cool isn’t usually cheap. Central air conditioning can cost you a couple of dollars to run every single day it is in use. If you have window air conditioners in every room, the price […]

Although creating a sample budgeting plan is a complex process, it helps you plan your finances. A third of Americans maintain a household budget while 30% of Americans have a financial plan. In this plan, most households have included their investment and savings goal. Years after the Recession, half of Americans are still living paycheck […]

The median American household has a savings account that’s only worth about $4000.00. That’s bad news because that leaves millions with limited recourse if they need to get their hands on money quickly. Think about it… What if you desperately needed to cover medical bills or car repairs? As a less dire example, what if […]

According to YouGov data, 86 percent of Americans say they sometimes pay with a credit card. Even if you pay for certain goods with cash, a credit card is a convenient and safe way to pay. Cards with chips have added security while many credit card companies also offer zero fraud liability. Plus, you can […]

It’s tax season! Time to freak out about everything! Or… maybe it’s time to read up on all the ways you could be saving yourself a tax-induced headache this year. We’re talking about getting money after taxes instead of owing it.

The average American household has a total debt of $135,768. As a country, that’s a total of 13.51 trillion dollars in debt. On the other hand, 50 percent of Americans own just under $54,000 in stocks, on average. But what is the smarter move? Invest or pay off debt? Read on to find out.

As of late 2018, the average FICO credit score in the US was 704, a significant improvement over the 686 average score from October 2009. While a 704 is solidly in the “good” range, most people would rather have an “excellent” credit score. If you can get a 786 credit score, you have a decent […]

Have you ever been out to eat and looked around at everyone’s credit cards? They were probably like a rainbow of different colors. And maybe, just maybe, you spotted a platinum card. Platinum credit cards are the card we’ve all heard about, but that only a lucky few have the privilege of using. But do you […]