Personal Finances
Practice Sustainable Finance
Today people are more environmentally conscious than they were 10, 20, or even 30 years ago. Many companies are keeping track of their carbon footprint and offering more environmentally friendly packaging, services, and products. It’s a way for them and us to help preserve our environment. It’s not just a trend. For some, it is […]
Here’s Where Should You Be Saving Your Money!
The financial markets are all over the place. If you’re looking for a house, the mortgage rates just went to 7.5%. Ouch! Along with that, interest rates are going up all over the place on certain assets. With that being said, there is some good news for savers. If you are a saver and want […]
6 Of The Safest Ways to Dispose of Old Bank Account Statements
Just tossing out old bank account statements in the trash can be a huge mistake. They could easily fall into the wrong hands and give someone access to your personal information. Here are six safe ways to dispose of old bank account statements. 1. Shred Old Bank Account Statements The best way to dispose of […]
Do This If Your Behind On Bills
A lot of us have been in a tough financial spot. It is totally normal, sometimes avoidable, but life happens. And when life happens, you have to adjust as things come. Eventually, things work themselves out, but we tend to panic as we’re going through such difficult times. If you’re in a tough financial spot […]
Lower Your Rent With the Power of Negotiation
While it might seem like rents are sky high and never coming down, real estate experts have been saying that housing markets are beginning to soften. If you moved into your current digs during the peak of the rental market, you’re probably paying more than most of the landlord’s other tenants and thus might stand […]
If You’re Getting A Loan For These Reasons, Don’t
Most of us have had a moment where we felt concerned about our financial habits. Most of us have not always been responsible with money. It’s a learning curve that we eventually overcome. However, sometimes in our lives, we will need a little financial help. That could be in the form of a loan. While […]
Why is a Credit Score Important?
We have a lot of responsibilities. One of those responsibilities is keeping up with our financial matters. Alongside paying bills, we are responsible for earning money, saving money, and preserving our credit ranking. Although credit ranking seems arbitrary or even counterproductive, it’s helpful. If you’re having trouble understanding why a credit score is important, follow […]
Should You Stay Stagnant In Your Career?
As responsible adults, we have a lot of responsibilities that include taking care of our home, paying bills, trying to keep a roof over our heads, and feeling for our family. It is important to have a source of income to provide these things. With that being said, we don’t all like our jobs. Some […]
Ask For A Promotion
I did something scary today, and it’s something that you probably should do too. When you work hard, you want to be recognized. Not only do you want recognition from your team and higher-ups, but you also want more responsibilities and a higher paycheck. Asking for those things can be scary, but I conquered that […]
Fraudulent Activity And Personal Debt: Management Tips For Consumers
In a society where credit and money significantly impact a person’s quality of life, consumers do everything they can to manage their finances appropriately. They establish credit by applying for credit cards, loans, and other financial products and keeping those accounts in good standing. They develop and use budgets, implement healthy savings practices, and discover […]