Personal Finances
5 Services Every Entrepreneur Needs to Achieve Small Business Success
The number of small businesses that achieve success is much smaller than you might imagine. Obstacles can stand in the way, but your chances will be better if you prepare. If you want to achieve success, use the following essential services that any business needs. Digital Payment Cash is no longer king as it once […]
Practical Ideas for Real Estate Agents in a Post-pandemic World
Since the pandemic started in early 2020, many real estate agents had to adapt their strategies to the new normal. Many agencies and freelance agents pivoted to social media marketing and virtual open houses and moved all their operations online. But with vaccines being rolled out across the United States and the economy slowly opening […]
Housing Market Benefits
Today in my finance group, everybody was raving about the new home loan rates. They swear that they have hit rock bottom, although several months ago they hit under 2%. They began the steady incline up to 3%, but this week they have a dropped down. Many of the people in the group boast about […]
San Francisco Cost of Living: Why I Stay
There are many problems with the COVID-19 pandemic. However, one silver lining for us San Francisco is that rent prices have finally started to go down. And yet, my friends and family remind me that what I think is “low rent” is still unrealistic for them. So why do I stay in San Francisco? San […]
5 Steps To Take When Your Mortgage Gets Sold to Another Lender
You put in all of the hard work to find a mortgage lender. You get your papers in order, settle up the fees, and get your mortgage. Then you start to enjoy your house, all the while making your mortgage payments. However, one day, you receive a notice that your mortgage gets sold to another […]
How To Stay Motivated Paying Off Debt
Debt can be burdensome. It can weigh you down and make you want to scream. But remember, at the end of the day, you can overcome debt. While it can be difficult to shed excess debt, do not give up. At the end of the payoff is a new opportunity to boost savings, investments, and […]
How to Hit the Jackpot in the Money Game
You want to know how to make money and live a good life. One good way to achieve this goal is to stop taking money seriously; instead, think of it as a game. To win this game, you need to do the same thing that you would do in any other game — learn the […]
Taking Your 401(k) To The Next Level
If you are saving money towards retirement, congratulations. You are one of the nearly 26% of Americans who are preparing for their latter years. There are many avenues for savings. Some people are merely using a savings account or high-yield savings account that generates little interest but remains stable. Others are utilizing retirement accounts like […]
What I Really Pay For My Dog Each Month
I absolutely adore my rescue dog, Bumi. He’s a funny, active pup who is happy to do absolutely anything. He’s also the best snuggler. He’s worth every penny I spend on him. But, taking a look at my budget, I see that I really do spend quite a bit on this little guy. Adoption Costs […]
More Insurance Coverage: When Is It Worth It?
No one wants to pay for insurance. You do it because you have to, so the idea of getting more coverage seems a little crazy. The truth is that extra coverage isn’t always necessary, but it may be more valuable than you think. The following are some reasons why increasing your coverage is wise. Dealing […]