With the new year less than two months away, it is ideal to start taking an interest in our money management and personal finance. Mainly to ensure you are on track and uncover areas that require improvement looking ahead. It is good practice to keep your financial house in order, and 2022 will need extra […]
Most of us think of debt as a bad word. I know that I personally struggle with being in debt. Our society tends to frown upon debt. However, debt is just a word. It’s neutral. There are actually good kinds of debt and bad kinds of debt. And believe it or not, you can use debt […]
The holidays are right around the corner. Hopefully, you have saved some money and are ready to go. If you haven’t, and are in a mad dash, sorry. It’s tough out there and snagging deals can be even harder if you do not know where to look. While I am good to go, I’m jumping […]
Rebuilding your credit can actually be more difficult than starting from scratch. You are trying to show credit lenders that you can make future payments and you are responsible with your finances although you had a slip up in the past. Building credit is like building trust. If you break someone’s trust by lying to […]
Do you have a budget? I know I don’t. While I’m pretty good about automating my finances to include debts and savings, I found it helpful to see where I could trim the fat on my spending. Being able to look at a snapshot of my monthly spending helped me see all the unnecessary expenditures […]
Online stores or eCommerce sites have become an increasingly popular avenue for entrepreneurs that want to start a business on a budget – learn more on Cell Phone Deal and similar websites. Operating virtually is a lot easier to start and more affordable than opening a brick-and-mortar location. There’s also the increased accessibility to target audiences. Be […]
I can think of many good reasons to cut sugary drinks out of your life. And honestly, I can’t think of any good reasons to keep them. Sugar is bad for your health. It’s often bad for your mood. Moreover, those sugary drinks cost a lot of money. I personally cut sodas and most juice […]
Life is hard. You get up every day, work hard, and go above and beyond to get everything you want. When you work so hard to meet your goals, sometimes you feel bad about rewarding yourself. At what point is it ok to splurge on yourself? Do you have to meet every goal you set […]
We all know that some debt may be necessary for business and life, but how we minimize that debt is most important. There are two types of debts; one — a personal debt — can be burdensome and bad, the other is a type of debt that can be beneficial to your business. Identifying the […]
There are many reasons you may be looking at home improvement, and improving your home may not necessarily be the reason behind it. For example, you might just be wanting to increase the value of your home, possibly with the help of swimming pool builders or landscapers, if the outside of your home is what needs the […]
