Personal Finances
These Are Things You Shouldn’t Accept for Free or Cheap
As much as we like getting free things, we have to remember the ancient wisdom: When you accept something that costs nothing, you get what you pay for. We can compare that to modern wisdom: When a company gives you something for free, you are not the customer; you’re the product. Both are true. They […]
Tips For Getting Your Financial House In Order In 2022
With the new year less than two months away, it is ideal to start taking an interest in our money management and personal finance. Mainly to ensure you are on track and uncover areas that require improvement looking ahead. It is good practice to keep your financial house in order, and 2022 will need extra […]
4 Smart Ways You Can Use Debt To Build Wealth
Most of us think of debt as a bad word. I know that I personally struggle with being in debt. Our society tends to frown upon debt. However, debt is just a word. It’s neutral. There are actually good kinds of debt and bad kinds of debt. And believe it or not, you can use debt […]
Tips To Building Back Good Credit
Rebuilding your credit can actually be more difficult than starting from scratch. You are trying to show credit lenders that you can make future payments and you are responsible with your finances although you had a slip up in the past. Building credit is like building trust. If you break someone’s trust by lying to […]
How To Control Your Spending With Trim
Do you have a budget? I know I don’t. While I’m pretty good about automating my finances to include debts and savings, I found it helpful to see where I could trim the fat on my spending. Being able to look at a snapshot of my monthly spending helped me see all the unnecessary expenditures […]
How Much Can You Save by Cutting Sugary Drinks
I can think of many good reasons to cut sugary drinks out of your life. And honestly, I can’t think of any good reasons to keep them. Sugar is bad for your health. It’s often bad for your mood. Moreover, those sugary drinks cost a lot of money. I personally cut sodas and most juice […]
How To Live Debt-Free
We all know that some debt may be necessary for business and life, but how we minimize that debt is most important. There are two types of debts; one — a personal debt — can be burdensome and bad, the other is a type of debt that can be beneficial to your business. Identifying the […]
Home Improvement On A Budget
There are many reasons you may be looking at home improvement, and improving your home may not necessarily be the reason behind it. For example, you might just be wanting to increase the value of your home, possibly with the help of swimming pool builders or landscapers, if the outside of your home is what needs the […]
Is Newspaper Delivery Still a Good Side Hustle?
A long time ago newspaper delivery was a child’s first job. They’d get on their bikes and deliver papers door to door. In more recent years, the job shifted to an adult’s side hustle. You would usually drive from place to place delivering newspapers to individuals as well as to businesses. But are enough people […]
How Slow Cooking Can Save You Money
I have really been getting into cooking lately. I have tried all kinds of recipes. Just last night I made a poached coconut Blue Hake fish with mixed greens and quinoa. I love making intricate meals and winging recipes, but I can’t do it every day. With a busy schedule like mine, you have to […]